Jonesboro State Bank


Personal Banking
Checking | Savings | IRAs & CDs | Personal Loans | Other Services

IRAs and CDs

Individual Retirement Accounts (IRAs)
Worrying about whether or not you have saved enough for retirement is a burden no one deserves.  With the help of a traditional IRA, retirement can be a time of relaxation, travel, and companionship.  For qualifying tax payers, money deposited into an IRA is tax deductible, and the income taxes are deferred until you withdraw the money at a later date. For current rates please click on the link at the top of this page.

  • Minimum Opening Deposit - $500.00
  • Interest compounded – June 30 & December 30
  • Interest is credited on – June 30 & December 30
  • Penalty for early withdrawal – 3 months interest


Certificate of Deposit (CDs)

CDs are a great way to earn high returns on your investments.  We offer a wide range of CDs to fit your specific investment goals.  Whether you want to gain high returns for as little as 91 days or you want to invest money for as long as 5 years, we are the bank for you.

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